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2024 data HMDA 2024 disclosure official source

Juneau City and Borough

825 mortgage applications, 14.8% denial rate. Verify FIPS 02110 with U.S. Census Bureau →

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Alaska · FIPS 02110

Local mortgage market. Juneau City and Borough, Alaska saw 825 HMDA-reported mortgage applications in 2024. Lenders originated 466 of those loans and denied 122, producing a denial rate of 14.8% and an approval (origination) rate of 56.5%. The average loan amount was $316,006 at an average note rate of 6.99%, with applicants self-reporting average annual income of $38K. 54 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 8.3x, meaning typical borrowers took on mortgages of about 8.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 02110 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

825
Applications
466
Originated
14.8%
Denial Rate
56.5%
Approval Rate
$316,006
Avg Loan Amount
6.99%
Avg Interest Rate
$38K
Avg Applicant Income
8.3x
Loan-to-Income Ratio

Nearby Lenders in Juneau City and Borough

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Cornerstone Capital Bank, SSB 87 18.7%
2 True North Federal Credit Union 54 11.6%
3 Movement Mortgage, LLC 53 11.4%
4 Global Federal Credit Union 42 9.0%
5 Newrez LLC 41 8.8%
Compare Cornerstone Capital Bank, SSB vs True North Federal Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Juneau City and Borough?
In the 2024 HMDA reporting year, 825 mortgage applications were filed in Juneau City and Borough, Alaska. Of these, 466 were originated (approved and funded), while 122 were denied, resulting in a denial rate of 14.8%.
What is the mortgage denial rate in Juneau City and Borough?
The mortgage denial rate in Juneau City and Borough is 14.8%. The approval (origination) rate is 56.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Juneau City and Borough?
The average mortgage loan amount in Juneau City and Borough is $316,006. The average interest rate is 6.985%. The average applicant income is $38K.
What is the loan-to-income ratio in Juneau City and Borough?
The average loan-to-income ratio in Juneau City and Borough is 8.3x, meaning borrowers took on loans averaging 8.3 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Juneau City and Borough?
The top mortgage lenders in Juneau City and Borough by origination volume are Cornerstone Capital Bank, SSB, True North Federal Credit Union, Movement Mortgage, LLC. In total, 54 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.