2024 HMDA decision tools
Lookup and compare read two different HMDA boards
According to the CFPB HMDA 2024 Snapshot, volume rank is not origination-share rank. These tools inspect published outcomes. They do not forecast an individual file.
Volume #1 is not origination-share #1
According to the CFPB HMDA 2024 Snapshot, lookup and compare start from two different boards: United Wholesale Mortgage leads funded volume at 366,078 originations but ranks #204 of 1,076 lenders with 1,000+ applications on origination share (74.1%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.
- 366,078
- Volume-leader originations
- #204
- That lender on the share board
- 100.0%
- Origination-share #1
- 1,076
- Lenders with 1,000+ apps
According to the CFPB HMDA Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. The loan-type mix chart below is a different national extract. Informational reporting, not a credit decision engine.
Application mix by loan type
12,229,298applications with a reported loan type
Loan-type mix is not the national denial rate
According to the Consumer Financial Protection Bureau HMDA 2024 Snapshot, application mix by loan type sits beside the published national denial rate. Counts and the rate use different denominators. The lookup below reads denied ÷ applications for each loan type from the same extract.
National loan-type mix · 2024
Application volume summed across all HMDA-reporting lenders.
Where each path reads
Source-cited paths on the 2024 HMDA Snapshot. Aggregates derive from the official FFIEC / CFPB Home Mortgage Disclosure Act 2024 Snapshot National Loan-Level Dataset. See methodology for provenance.
Type-ahead across 4,908 reporters. Detail pages rank originated volume separately from origination share (1,000-application floor).
Volume directory of every HMDA-reporting lender, originated DESC, not the origination-share board.
Volume board and origination-share board (1,000+ applications). Volume #1 is not share #1.
State application volume vs origination share (10,000-application floor). Same vintage as the lender boards.
Denial rate by loan type
Pick a loan type to read denied ÷ applications from the 2024 Snapshot. This extract has no income-tier or pre-approval stage cut, so those controls are not offered.
According to the CFPB HMDA 2024 Snapshot, Conventional applications were denied at 19.0% (1,761,034 denials on 9,270,590 applications). The published national denial rate across all loan types is 17.2%.
Disclosure
This hub surfaces aggregate rates from public HMDA data. It is not financial advice and does not predict individual approval. PlainLender does not collect any information you enter; the loan-type switch only reveals figures already on this page.
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 Snapshot National Loan-Level Dataset - lender, state, metro and county aggregates behind these tools · 2024 Loan-type denial is denied divided by applications summed across every reporter's loan-type rows. This extract has no income-tier or pre-approval stage cut.
Download the state-level HMDA extract cited on this page: hmda-mortgage-statistics.csv (CC BY 4.0).
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This hub describes lookup and compare coverage for published HMDA outcomes. Loan-type denial is denied ÷ applications from the per-lender loan-type tables; origination share uses the 1,000-application board. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.