Mortgage Lenders

According to the Consumer Financial Protection Bureau HMDA Snapshot extract reviewed in August 2026 against our methodology, this corpus spans 12,229,298 mortgage applications across 4,908 reporting lenders.

4,908 lenders reporting under HMDA

Lender Applications Originated Denial Rate Avg Loan
United Wholesale Mortgage Pontiac, MI 493,978 366,078 11.7% $380,061
Rocket Mortgage DETROIT, MI 553,854 361,071 14.9% $284,179
Crosscountry Mortgage, LLC Cleveland, OH 157,258 101,894 2.4% $375,527
Bank of America NA Westlake Village, CA 233,637 83,165 34.6% $274,986
Navy Federal Credit Union Vienna, VA 182,680 82,022 23.9% $213,031
JPMorgan Chase Bank, NA Columbus, OH 150,113 80,744 8.1% $569,056
Loandepot.Com, LLC IRVINE, CA 142,924 79,418 23.3% $267,675
Guild Mortgage Company SAN DIEGO, CA 109,550 75,356 3.7% $305,231
Us Bank, N.A. CINCINNATI, OH 202,480 74,512 26.8% $304,941
Fairway Independent Mort CORP MADISON, WI 102,501 74,401 4.7% $318,005
Mortgage Research Center Columbia, MO 147,700 73,759 15.9% $314,113
DHI Mortgage Company, LTD. Austin, TX 96,056 70,673 10.3% $338,047
Pennymac Loan Services LLC WESTLAKE VILLAGE, CA 384,816 67,294 4.7% $327,357
Guaranteed Rate, INC. CHICAGO, IL 124,492 62,820 5.1% $401,036
Movement Mortgage, LLC INDIAN LAND, SC 85,481 61,255 4.3% $336,105
Cmg Mortgage INC SAN RAMON, CA 100,398 58,894 3.9% $371,080
Freedom Mortgage Corporation BOCA RATON, FL 252,504 57,345 4.9% $370,000
Pnc Bank N.A. Pittsburgh, PA 127,108 56,830 25.4% $274,241
Lennar Mortgage, LLC MIAMI, FL 75,233 55,530 12.4% $364,809
CBNA Year to Date Providence, RI 116,492 55,183 26.6% $258,951
Newrez LLC FORT WASHINGTON, PA 248,242 52,121 11.5% $328,825
Huntington National Bank Columbus, OH 99,675 52,025 28.8% $179,684
New American Funding, LLC. TUSTIN, CA 118,479 48,639 11.1% $272,211
Nationstar Mortgage Coppell, TX 110,111 41,693 9.2% $252,963
Wells Fargo Bank NA WINSTON SALEM, NC 89,959 37,240 19.4% $694,646
Truist Bank RALEIGH, NC 105,457 35,865 30.8% $255,366
Discover Bank GREENWOOD, DE 216,146 34,694 52.1% $90,033
Figure Lending LLC SAN FRANCISCO, CA 95,429 34,103 21.7% $84,251
Spring Eq, LLC RADNOR, PA 104,263 31,186 54.8% $107,687
Fifth Third Bank, National Association Cincinnati, OH 64,220 30,494 23.9% $207,714
21st Mortgage KNOXVILLE, TN 173,573 30,274 44.1% $118,852
Flagstar Bank NA Troy, MI 67,778 29,443 18.5% $327,134
Regions Bank BIRMINGHAM, AL 70,436 29,337 39.6% $210,253
State Employees' Credit Union Raleigh, NC 46,508 28,065 23.7% $151,844
Union Home Mortgage Corp. Strongsville, OH 36,843 27,440 5.3% $278,227
PRIMELENDING DALLAS, TX 36,578 25,147 5.3% $322,624
TD Bank Mount Laurel, NJ 56,179 24,748 26.1% $297,944
The Loan Store, Inc Tucson, AZ 37,522 23,548 12.7% $323,815
Kiavi Funding, INC. SAN FRANCISCO, CA 30,015 21,996 8.7% $296,989
Third Federal Savings and Loan Cleveland, OH 48,881 21,958 33.8% $145,760
M&T Bank BUFFALO, NY 36,377 20,743 30.9% $230,395
American Pacific Mortgage Corporation Roseville, CA 28,641 20,571 7.4% $358,676
Vanderbilt Mortgage and Finance, INC MARYVILLE, TN 124,520 20,306 42.7% $136,987
Prosperity Home Mortgage, LLC CHANTILLY, VA 29,914 20,115 7.4% $355,829
Mutual of Omaha Mortgage Lombard, IL 34,393 19,951 20.2% $289,365
Pulte Mortgage LLC Englewood, CO 28,004 19,692 10.9% $432,664
Paramount Residential Mortgage CORONA, CA 31,817 19,385 3.1% $385,068
Kind Lending, LLC Santa Ana, CA 30,482 18,722 23.2% $389,771
BMO Harris Bank NA Chicago, IL 42,165 18,166 29.4% $446,361
Lower, LLC COLUMBIA, MD 27,730 17,412 9.4% $309,569
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Download the state-level HMDA extract cited on this page: hmda-mortgage-statistics.csv (CC BY 4.0).

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. Directory rows are HMDA-reporting institutions sorted by filed origination volume; denial rates and average loan amounts are application outcomes, not rate quotes. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2024. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.