LEI 549300RPOGWJRH63HS39 · Strongsville, OH

Union Home Mortgage Corp.

Originated-loan volume lands in the upper fleet tercile (27,440 funded) among 36,843 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Union Home Mortgage Corp. funded 27,440 mortgages, upper fleet tercile (above ~310 originations), ranking #35 of 4,908 by originated-loan volume but #191 of 1,076 lenders with 1,000+ applications on origination share (74.5%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#191
Origination-share rank of 1,076
74.5%
Origination share
27,440
Originated
5.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Union Home Mortgage Corp. sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

27,440 Top 1% higher than 99% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Union Home Mortgage Corp.

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional26K2. FHA7K3. VA3K4. USDA1K
0%100%74.5%
Origination share · Union Home Mortgage Corp.

Cited denial reasons · Union Home Mortgage Corp.

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio8092. Credit application incomp…3673. Collateral2974. Other2765. Credit history2166. Insufficient cash1267. Unverifiable information1268. Employment history106

High-volume book. Union Home Mortgage Corp. funded 27,440 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit application incomplete, Collateral. Program weight concentrates in Conventional (25,551 applications).

How to read Union Home Mortgage Corp.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.909% Avg Applicant Income: $38,000

Lending activity by loan program · Union Home Mortgage Corp.

Union Home Mortgage Corp. filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 25,551 19,257 1,267 $277,532
FHA 7,312 5,299 463 $263,535
VA 2,967 2,206 133 $349,193
USDA 1,013 678 100 $193,944

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Union Home Mortgage Corp. (LEI: 549300RPOGWJRH63HS39) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 29,892 22,855 $283,946
Refinancing 3,085 2,223 $339,690
Cash-out Refinancing 2,035 1,381 $263,678
Other 1,065 548 $77,441
Home Improvement 766 433 $125,313

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 28,140 76.2% 4.8%
Black or African American 2,596 64.9% 8.9%
Asian 1,641 72.1% 5.8%
Joint 718 77.6% 3.6%
American Indian or Alaska Native 162 73.5% 7.4%
2 or more minority races 57 73.7% 8.8%
Native Hawaiian or Other Pacific Islander 50 60.0% 20.0%

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 28,599 75.6% 5.0%
Hispanic or Latino 3,161 69.0% 7.8%
Joint 687 78.6% 3.2%

Nearby Lenders in OH

Other HMDA-reporting lenders in OH with similar activity. Compare any two side-by-side.

One of 184 other HMDA-reporting lenders in OH, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Union Home Mortgage Corp., both outside OH so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Union Home Mortgage Corp.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Union Home Mortgage Corp. (LEI 549300RPOGWJRH63HS39).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Union Home Mortgage Corp..

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Union Home Mortgage Corp. page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.