PlainLender

Compare Mortgage Lenders

Select two lenders to compare side by side using 2024 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.

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Select two lenders above to compare

Choose from the top 100 lenders by loan volume. Comparison covers approval rates, denial rates, loan types, average loan amounts, and top states.

Approval Rate Denial Rate Avg Loan Amount Avg Interest Rate FHA / VA / Conventional Top States

Popular Lender Pairs to Compare

Rocket Mortgage
vs
United Wholesale Mortgage
Rocket Mortgage
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Pennymac Loan Services LLC
United Wholesale Mortgage
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Loandepot.Com, LLC
Wells Fargo Bank NA
vs
JPMorgan Chase Bank, NA
Bank of America NA
vs
Wells Fargo Bank NA

Methodology

Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings, not voluntary marketing claims.

Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.

Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.