Mortgage Lender Tools
Free, source-cited tools built on the 2024 HMDA Snapshot. All aggregates derive from the official FFIEC / CFPB Home Mortgage Disclosure Act 2024 Snapshot National Loan-Level Dataset. See our methodology for full provenance.
Type-ahead search across 4,908 lenders, 54 states and territories, and 418 metros.
Sortable directory of every HMDA-reporting lender.
Best approval, highest denial, and largest by volume (1K+ apps).
Approval rates and demographics across 54 states and territories.
Denial Rate Reference Table
Pick an applicant scenario to see typical 2024 HMDA denial-rate ranges. Reference values only, your individual outcome depends on lender, loan type, and full underwriting.
Disclosure
This tool surfaces aggregate ranges from public HMDA data. It is not financial advice and does not predict individual approval. For personalized guidance consult a licensed mortgage professional. PlainLender does not collect any information you enter, all calculations run in your browser.