Nationstar Mortgage
Coppell, TX
Nationstar Mortgage processed 110,111 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 41,693 loans with a 9.2% denial rate. Home Purchase was the primary loan purpose. Based in Coppell, TX. The approval rate of 37.9% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.
Portfolio scale. Nationstar Mortgage processed 110,111 HMDA-reported mortgage applications in 2024, originating 41,693 loans and denying 10,080 for a denial rate of 9.2% (applicants themselves withdrew 10,914 files before a decision). The average loan amount was $252,963 at a 7.682% average note rate, and applicants self-reported an average income of $38,000. The lender reports under LEI 549300LBCBNR1OT00651 from Coppell, TX.
Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Nationstar Mortgage's 37.9% origination rate tells you how often an application turned into funded money; the 9.2% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Collateral, Debt-to-income ratio, Other, which together explain the majority of rejections. Most activity concentrated in Conventional loans (78,701 applications).
How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.
Lending Activity
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 78,701 | 32,807 | 7,715 | $231,106 |
| FHA | 23,513 | 5,517 | 1,862 | $300,300 |
| VA | 7,570 | 3,369 | 503 | $336,645 |
| USDA | 327 | 0 | 0 | $172,248 |
Top loan types — Nationstar Mortgage
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Nationstar Mortgage (LEI: 549300LBCBNR1OT00651) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Denial Analysis
Loan Purpose Breakdown
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 46,593 | 5,786 | $334,428 |
| Cash-out Refinancing | 27,608 | 14,501 | $247,993 |
| Other | 20,909 | 13,542 | $74,965 |
| Refinancing | 9,190 | 4,150 | $375,899 |
| Home Improvement | 5,811 | 3,714 | $69,433 |
Geographic Coverage — Lending by Race
Derived race categories as reported under HMDA. Source: CFPB.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 43,235 | 66.1% | 14.6% |
| Black or African American | 6,675 | 58.1% | 18.5% |
| Asian | 2,239 | 55.0% | 19.4% |
| Joint | 1,200 | 70.3% | 14.6% |
| American Indian or Alaska Native | 448 | 58.7% | 19.0% |
| Native Hawaiian or Other Pacific Islander | 205 | 56.6% | 20.0% |
| 2 or more minority races | 131 | 59.5% | 20.6% |
Lending by Ethnicity
Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 48,844 | 65.0% | 15.0% |
| Hispanic or Latino | 6,043 | 57.1% | 19.8% |
| Joint | 1,420 | 69.5% | 12.9% |
Nearby Lenders in TX
Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.
DHI Mortgage Company, LTD.
Austin, TX
PRIMELENDING
DALLAS, TX
Credit Human Federal Credit Un
San Antonio, TX
USAA BANK
SAN ANTONIO, TX
ARK-LA-TEX FINANCIAL SERVICES LLC
PLANO, TX
Mortgage Lending Guides
Frequently Asked Questions
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Data Sources
Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.
Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.
Read our methodology — how this data is sourced, computed, and verified.