LEI 254900ZFWS2106HWPH46 · CORONA, CA

Paramount Residential Mortgage

Originated-loan volume lands in the upper fleet tercile (19,385 funded) among 31,817 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Paramount Residential Mortgage funded 19,385 mortgages, upper fleet tercile (above ~310 originations), ranking #47 of 4,908 by originated-loan volume but #608 of 1,076 lenders with 1,000+ applications on origination share (60.9%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#608
Origination-share rank of 1,076
60.9%
Origination share
19,385
Originated
3.1%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Paramount Residential Mortgage sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

19,385 Top 1% higher than 99% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Paramount Residential Mortg…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional17K2. FHA11K3. VA3K4. USDA551
0%100%60.9%
Origination share · Paramount Residential Mortg…

Cited denial reasons · Paramount Residential Mortg…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio4372. Collateral2633. Credit history1564. Other925. Employment history676. Insufficient cash297. Unverifiable information29

High-volume book. Paramount Residential Mortgage funded 19,385 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Collateral, Credit history. Program weight concentrates in Conventional (17,179 applications).

How to read Paramount Residential Mortgage. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.377% Avg Applicant Income: $42,000

Lending activity by loan program · Paramount Residential Mortg…

Paramount Residential Mortgage filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 17,179 10,061 527 $391,064
FHA 11,228 7,345 401 $368,230
VA 2,859 1,609 42 $448,459
USDA 551 370 19 $212,296

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Paramount Residential Mortgage (LEI: 254900ZFWS2106HWPH46) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 26,571 16,919 $384,674
Cash-out Refinancing 2,684 1,210 $358,290
Refinancing 2,014 833 $459,126
Home Improvement 440 357 $253,455
Other 94 66 $277,766

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 19,165 69.8% 3.2%
Black or African American 3,708 60.0% 4.6%
Asian 1,780 68.5% 2.3%
Joint 694 69.6% 3.8%
American Indian or Alaska Native 151 71.5% 3.3%
2 or more minority races 75 52.0% 2.7%
Native Hawaiian or Other Pacific Islander 62 51.6% 3.2%

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 15,831 68.5% 3.0%
Hispanic or Latino 9,281 66.3% 4.1%
Joint 998 72.5% 2.3%

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Paramount Residential Mortgage, both outside CA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Paramount Residential Mortgage

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Paramount Residential Mortgage (LEI 254900ZFWS2106HWPH46).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Paramount Residential Mortgage.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Paramount Residential Mortgage page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.