LEI 549300AG64NHILB7ZP05 · IRVINE, CA

Loandepot.Com, LLC

Originated-loan volume lands in the upper fleet tercile (79,418 funded) among 142,924 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Loandepot.Com, LLC funded 79,418 mortgages, upper fleet tercile (above ~310 originations), ranking #7 of 4,908 by originated-loan volume but #743 of 1,076 lenders with 1,000+ applications on origination share (55.6%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#743
Origination-share rank of 1,076
55.6%
Origination share
79,418
Originated
23.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Loandepot.Com, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

79,418 Top 1% higher than every other reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Loandepot.Com, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional90K2. FHA40K3. VA13K4. USDA217
0%100%55.6%
Origination share · Loandepot.Com, LLC

Cited denial reasons · Loandepot.Com, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio9K2. Collateral9K3. Unverifiable information6K4. Credit history3K5. Credit application incomp…3K6. Other2K7. Insufficient cash9248. Employment history296

High-volume book. Loandepot.Com, LLC funded 79,418 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Collateral, Unverifiable information. Program weight concentrates in Conventional (89,647 applications).

How to read Loandepot.Com, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.858% Avg Applicant Income: $40,000

Lending activity by loan program · Loandepot.Com, LLC

Loandepot.Com, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 89,647 50,042 18,422 $242,960
FHA 40,026 20,996 12,339 $286,589
VA 13,034 8,243 2,510 $380,377
USDA 217 137 27 $219,562

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Loandepot.Com, LLC (LEI: 549300AG64NHILB7ZP05) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 57,527 40,922 $380,172
Cash-out Refinancing 37,711 19,203 $258,386
Other 34,341 13,472 $96,547
Refinancing 7,175 4,169 $388,148
Home Improvement 6,166 1,652 $87,845

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 78,682 57.4% 22.3%
Black or African American 17,748 48.7% 31.2%
Asian 10,319 66.2% 14.8%
Joint 2,796 65.7% 16.6%
American Indian or Alaska Native 1,165 51.2% 26.4%
Native Hawaiian or Other Pacific Islander 454 47.4% 29.3%
2 or more minority races 448 59.1% 20.8%

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 95,285 56.0% 23.7%
Hispanic or Latino 17,928 57.6% 21.9%
Joint 4,204 68.8% 14.9%

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Loandepot.Com, LLC, both outside CA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Loandepot.Com, LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Loandepot.Com, LLC (LEI 549300AG64NHILB7ZP05).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Loandepot.Com, LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Loandepot.Com, LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.