LEI 549300LYRWPSYPK6S325 · BOCA RATON, FL

Freedom Mortgage Corporation

Originated-loan volume lands in the upper fleet tercile (57,345 funded) among 252,504 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Freedom Mortgage Corporation funded 57,345 mortgages, upper fleet tercile (above ~310 originations), ranking #17 of 4,908 by originated-loan volume but #1031 of 1,076 lenders with 1,000+ applications on origination share (22.7%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#1031
Origination-share rank of 1,076
22.7%
Origination share
57,345
Originated
4.9%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Freedom Mortgage Corporation sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

57,345 Top 1% higher than every other reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Freedom Mortgage Corporation

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. FHA123K2. VA98K3. Conventional31K4. USDA995
0%100%22.7%
Origination share · Freedom Mortgage Corporation

Cited denial reasons · Freedom Mortgage Corporation

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Collateral5K2. Debt-to-income ratio3K3. Credit history2K4. Other1K5. Unverifiable information8256. Insufficient cash6567. Credit application incomp…3938. Employment history391

High-volume book. Freedom Mortgage Corporation funded 57,345 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Collateral, Debt-to-income ratio, Credit history. Program weight concentrates in FHA (122,934 applications).

How to read Freedom Mortgage Corporation. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.206% Avg Applicant Income: $40,000

Lending activity by loan program · Freedom Mortgage Corporation

Freedom Mortgage Corporation filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
FHA 122,934 23,149 7,488 $340,354
VA 97,642 27,449 3,528 $386,859
Conventional 30,933 6,726 1,300 $439,436
USDA 995 21 8 $219,844

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Freedom Mortgage Corporation (LEI: 549300LYRWPSYPK6S325) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 137,878 19,200 $411,004
Cash-out Refinancing 63,662 16,950 $299,543
Refinancing 50,662 21,037 $347,734
Other 302 158 $237,450

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 74,952 48.5% 9.8%
Black or African American 21,302 42.6% 11.6%
Asian 4,240 46.3% 9.3%
Joint 3,958 50.9% 8.0%
American Indian or Alaska Native 1,352 40.0% 11.0%
Native Hawaiian or Other Pacific Islander 511 48.0% 8.2%
2 or more minority races 459 45.3% 12.8%

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 92,163 46.9% 10.2%
Hispanic or Latino 14,809 43.0% 10.7%
Joint 4,243 50.8% 7.5%

Nearby Lenders in FL

Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.

One of 151 other HMDA-reporting lenders in FL, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Freedom Mortgage Corporation, both outside FL so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Freedom Mortgage Corporation

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Freedom Mortgage Corporation (LEI 549300LYRWPSYPK6S325).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Freedom Mortgage Corporation.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Freedom Mortgage Corporation page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.