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2024 data HMDA 2024 disclosure official source

Crittenden County

1,594 mortgage applications, 18.7% denial rate. Verify FIPS 05035 with U.S. Census Bureau →

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Arkansas · FIPS 05035

Local mortgage market. Crittenden County, Arkansas saw 1,594 HMDA-reported mortgage applications in 2024. Lenders originated 603 of those loans and denied 298, producing a denial rate of 18.7% and an approval (origination) rate of 37.8%. The average loan amount was $193,764 at an average note rate of 6.88%, with applicants self-reporting average annual income of $39K. 117 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.0x, meaning typical borrowers took on mortgages of about 5.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 05035 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,594
Applications
603
Originated
18.7%
Denial Rate
37.8%
Approval Rate
$193,764
Avg Loan Amount
6.88%
Avg Interest Rate
$39K
Avg Applicant Income
5.0x
Loan-to-Income Ratio

Nearby Lenders in Crittenden County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Eagle Bank and Trust Company 120 19.9%
2 Rocket Mortgage 44 7.3%
3 Fidelity Bank 43 7.1%
4 Community Mortgage Corporation 28 4.6%
5 Regions Bank 21 3.5%
Compare Eagle Bank and Trust Company vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Crittenden County?
In the 2024 HMDA reporting year, 1,594 mortgage applications were filed in Crittenden County, Arkansas. Of these, 603 were originated (approved and funded), while 298 were denied, resulting in a denial rate of 18.7%.
What is the mortgage denial rate in Crittenden County?
The mortgage denial rate in Crittenden County is 18.7%. The approval (origination) rate is 37.8%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Crittenden County?
The average mortgage loan amount in Crittenden County is $193,764. The average interest rate is 6.881%. The average applicant income is $39K.
What is the loan-to-income ratio in Crittenden County?
The average loan-to-income ratio in Crittenden County is 5.0x, meaning borrowers took on loans averaging 5.0 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Crittenden County?
The top mortgage lenders in Crittenden County by origination volume are Eagle Bank and Trust Company, Rocket Mortgage, Fidelity Bank. In total, 117 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.