PlainLender
2024 data HMDA 2024 disclosure official source

Van Buren County

841 mortgage applications, 24.1% denial rate. Verify FIPS 05141 with U.S. Census Bureau →

PlainLender home → About this data

Arkansas · FIPS 05141

Local mortgage market. Van Buren County, Arkansas saw 841 HMDA-reported mortgage applications in 2024. Lenders originated 363 of those loans and denied 203, producing a denial rate of 24.1% and an approval (origination) rate of 43.2%. The average loan amount was $155,690 at an average note rate of 7.46%, with applicants self-reporting average annual income of $36K. 98 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.3x, meaning typical borrowers took on mortgages of about 4.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 05141 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

841
Applications
363
Originated
24.1%
Denial Rate
43.2%
Approval Rate
$155,690
Avg Loan Amount
7.46%
Avg Interest Rate
$36K
Avg Applicant Income
4.3x
Loan-to-Income Ratio

Nearby Lenders in Van Buren County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Eagle Bank and Trust Company 26 7.2%
2 Regions Bank 25 6.9%
3 Cmg Mortgage INC 18 5.0%
4 First Security Bank 18 5.0%
5 Rocket Mortgage 16 4.4%
Compare Eagle Bank and Trust Company vs Regions Bank →

Frequently Asked Questions

How many mortgage applications were filed in Van Buren County?
In the 2024 HMDA reporting year, 841 mortgage applications were filed in Van Buren County, Arkansas. Of these, 363 were originated (approved and funded), while 203 were denied, resulting in a denial rate of 24.1%.
What is the mortgage denial rate in Van Buren County?
The mortgage denial rate in Van Buren County is 24.1%. The approval (origination) rate is 43.2%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Van Buren County?
The average mortgage loan amount in Van Buren County is $155,690. The average interest rate is 7.464%. The average applicant income is $36K.
What is the loan-to-income ratio in Van Buren County?
The average loan-to-income ratio in Van Buren County is 4.3x, meaning borrowers took on loans averaging 4.3 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Van Buren County?
The top mortgage lenders in Van Buren County by origination volume are Eagle Bank and Trust Company, Regions Bank, Cmg Mortgage INC. In total, 98 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.