Capitol Planning Region
Connecticut · FIPS 09110
According to CFPB HMDA 2024 application volume among U.S. counties, Capitol Planning Region ranks #60 of 3,223, and #1 of 9 in Connecticut.
Mortgage lending activity in Capitol Planning Region, Connecticut based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Capitol Planning Region, Connecticut lenders denied 5,573 of the applications reported here, financing the rest at an average note rate of 6.88%, with applicants self-reporting average annual income of $38K. 417 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 6.2x, meaning typical borrowers took on mortgages of about 6.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Capitol Planning Region
In Capitol Planning Region, lead originator First World Mortgage Corporaton funded only 6.1% of 18,507 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 16.3% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Capitol Planning Region's 32,533 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Capitol Planning Region's $236,101 average loan (deduped against volume peers).
Lenders active in Capitol Planning Region
First World Mortgage Corporaton funded 1,130 of the 18,507 loans originated in Capitol Planning Region, 6.1% of the county. 417 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | First World Mortgage Corporaton | 1,130 | 6.1% |
| 2 | Rocket Mortgage | 955 | 5.2% |
| 3 | American Eagle FCU | 932 | 5.0% |
| 4 | Liberty Bank | 822 | 4.4% |
| 5 | United Wholesale Mortgage | 814 | 4.4% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Capitol Planning Region, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Capitol Planning Region borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.