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2024 data HMDA 2024 disclosure official source

Hendry County

2,238 mortgage applications, 26.1% denial rate. Verify FIPS 12051 with U.S. Census Bureau →

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Florida · FIPS 12051

Local mortgage market. Hendry County, Florida saw 2,238 HMDA-reported mortgage applications in 2024. Lenders originated 839 of those loans and denied 585, producing a denial rate of 26.1% and an approval (origination) rate of 37.5%. The average loan amount was $223,454 at an average note rate of 6.88%, with applicants self-reporting average annual income of $42K. 148 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.3x, meaning typical borrowers took on mortgages of about 5.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 12051 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

2,238
Applications
839
Originated
26.1%
Denial Rate
37.5%
Approval Rate
$223,454
Avg Loan Amount
6.88%
Avg Interest Rate
$42K
Avg Applicant Income
5.3x
Loan-to-Income Ratio

Nearby Lenders in Hendry County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 United Wholesale Mortgage 91 10.8%
2 American Pacific Mortgage Corporation 54 6.4%
3 Rocket Mortgage 54 6.4%
4 Suncoast Credit Union 47 5.6%
5 Crosscountry Mortgage, LLC 39 4.6%
Compare United Wholesale Mortgage vs American Pacific Mortgage Corporation →

Frequently Asked Questions

How many mortgage applications were filed in Hendry County?
In the 2024 HMDA reporting year, 2,238 mortgage applications were filed in Hendry County, Florida. Of these, 839 were originated (approved and funded), while 585 were denied, resulting in a denial rate of 26.1%.
What is the mortgage denial rate in Hendry County?
The mortgage denial rate in Hendry County is 26.1%. The approval (origination) rate is 37.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Hendry County?
The average mortgage loan amount in Hendry County is $223,454. The average interest rate is 6.880%. The average applicant income is $42K.
What is the loan-to-income ratio in Hendry County?
The average loan-to-income ratio in Hendry County is 5.3x, meaning borrowers took on loans averaging 5.3 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Hendry County?
The top mortgage lenders in Hendry County by origination volume are United Wholesale Mortgage, American Pacific Mortgage Corporation, Rocket Mortgage. In total, 148 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.