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2024 data HMDA 2024 disclosure official source

Bryan County

2,969 mortgage applications, 13.6% denial rate. Verify FIPS 13029 with U.S. Census Bureau →

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Georgia · FIPS 13029

Local mortgage market. Bryan County, Georgia saw 2,969 HMDA-reported mortgage applications in 2024. Lenders originated 1,582 of those loans and denied 405, producing a denial rate of 13.6% and an approval (origination) rate of 53.3%. The average loan amount was $928,897 at an average note rate of 6.93%, with applicants self-reporting average annual income of $39K. 199 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 23.8x, meaning typical borrowers took on mortgages of about 23.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 13029 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

2,969
Applications
1,582
Originated
13.6%
Denial Rate
53.3%
Approval Rate
$928,897
Avg Loan Amount
6.93%
Avg Interest Rate
$39K
Avg Applicant Income
23.8x
Loan-to-Income Ratio

Nearby Lenders in Bryan County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Pulte Mortgage LLC 147 9.3%
2 Rocket Mortgage 129 8.2%
3 United Wholesale Mortgage 105 6.6%
4 New American Funding, LLC. 83 5.2%
5 Mortgage Research Center 81 5.1%
Compare Pulte Mortgage LLC vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Bryan County?
In the 2024 HMDA reporting year, 2,969 mortgage applications were filed in Bryan County, Georgia. Of these, 1,582 were originated (approved and funded), while 405 were denied, resulting in a denial rate of 13.6%.
What is the mortgage denial rate in Bryan County?
The mortgage denial rate in Bryan County is 13.6%. The approval (origination) rate is 53.3%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Bryan County?
The average mortgage loan amount in Bryan County is $928,897. The average interest rate is 6.928%. The average applicant income is $39K.
What is the loan-to-income ratio in Bryan County?
The average loan-to-income ratio in Bryan County is 23.8x, meaning borrowers took on loans averaging 23.8 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Bryan County?
The top mortgage lenders in Bryan County by origination volume are Pulte Mortgage LLC, Rocket Mortgage, United Wholesale Mortgage. In total, 199 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.