Crawford County
Georgia · FIPS 13079
According to CFPB HMDA 2024 application volume among U.S. counties, Crawford County ranks #2,303 of 3,223, and #116 of 159 in Georgia.
Mortgage lending activity in Crawford County, Georgia based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Crawford County, Georgia lenders denied 78 of the applications reported here, financing the rest at an average note rate of 7.15%, with applicants self-reporting average annual income of $37K. 56 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.0x, meaning typical borrowers took on mortgages of about 4.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Crawford County
In Crawford County, lead originator Robins Financial Credit Union funded 14.0% of 143 originated loans, in the middle tercile of U.S. counties (~10.9-16.7% top-1). The top three reporters together hold 32.2% of the book; a local credit union or regional bank still sits beside the national wholesalers.
Counties With Similar Application Volume
Nationwide counties nearest to Crawford County's 331 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Crawford County's $147,085 average loan (deduped against volume peers).
Lenders active in Crawford County
Robins Financial Credit Union funded 20 of the 143 loans originated in Crawford County, 14.0% of the county. 56 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Robins Financial Credit Union | 20 | 14.0% |
| 2 | Rocket Mortgage | 15 | 10.5% |
| 3 | Georgia Community Bank | 11 | 7.7% |
| 4 | Navy Federal Credit Union | 6 | 4.2% |
| 5 | United Wholesale Mortgage | 5 | 3.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Crawford County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Crawford County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.