Glynn County
Georgia · FIPS 13127
According to CFPB HMDA 2024 application volume among U.S. counties, Glynn County ranks #670 of 3,223, and #33 of 159 in Georgia.
Mortgage lending activity in Glynn County, Georgia based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Glynn County, Georgia lenders denied 558 of the applications reported here, financing the rest at an average note rate of 7.11%, with applicants self-reporting average annual income of $38K. 219 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 9.7x, meaning typical borrowers took on mortgages of about 9.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Glynn County
In Glynn County, lead originator Rocket Mortgage funded 18.3% of 1,848 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 26.4% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Glynn County's 3,402 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Glynn County's $367,369 average loan (deduped against volume peers).
Lenders active in Glynn County
Rocket Mortgage funded 339 of the 1,848 loans originated in Glynn County, 18.3% of the county. 219 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Rocket Mortgage | 339 | 18.3% |
| 2 | United Wholesale Mortgage | 84 | 4.5% |
| 3 | United Community Bank | 64 | 3.5% |
| 4 | Pennymac Loan Services LLC | 60 | 3.2% |
| 5 | Southeastern Bank | 51 | 2.8% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Glynn County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Glynn County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.