PlainLender
2024 data HMDA 2024 disclosure official source

Greene County

1,038 mortgage applications, 13.9% denial rate. Verify FIPS 13133 with U.S. Census Bureau →

PlainLender home → About this data

Georgia · FIPS 13133

Local mortgage market. Greene County, Georgia saw 1,038 HMDA-reported mortgage applications in 2024. Lenders originated 574 of those loans and denied 144, producing a denial rate of 13.9% and an approval (origination) rate of 55.3%. The average loan amount was $1,174,692 at an average note rate of 7.06%, with applicants self-reporting average annual income of $36K. 144 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 32.6x, meaning typical borrowers took on mortgages of about 32.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 13133 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,038
Applications
574
Originated
13.9%
Denial Rate
55.3%
Approval Rate
$1,174,692
Avg Loan Amount
7.06%
Avg Interest Rate
$36K
Avg Applicant Income
32.6x
Loan-to-Income Ratio

Nearby Lenders in Greene County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 BankSouth 60 10.5%
2 BankSouth Mortgage Company LLC 38 6.6%
3 Pulte Mortgage LLC 25 4.4%
4 Rocket Mortgage 23 4.0%
5 JPMorgan Chase Bank, NA 21 3.7%
Compare BankSouth vs BankSouth Mortgage Company LLC →

Frequently Asked Questions

How many mortgage applications were filed in Greene County?
In the 2024 HMDA reporting year, 1,038 mortgage applications were filed in Greene County, Georgia. Of these, 574 were originated (approved and funded), while 144 were denied, resulting in a denial rate of 13.9%.
What is the mortgage denial rate in Greene County?
The mortgage denial rate in Greene County is 13.9%. The approval (origination) rate is 55.3%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Greene County?
The average mortgage loan amount in Greene County is $1,174,692. The average interest rate is 7.056%. The average applicant income is $36K.
What is the loan-to-income ratio in Greene County?
The average loan-to-income ratio in Greene County is 32.6x, meaning borrowers took on loans averaging 32.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Greene County?
The top mortgage lenders in Greene County by origination volume are BankSouth, BankSouth Mortgage Company LLC, Pulte Mortgage LLC. In total, 144 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.