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2024 data HMDA 2024 disclosure official source

Acadia Parish

1,512 mortgage applications, 23.1% denial rate. Verify FIPS 22001 with U.S. Census Bureau →

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Louisiana · FIPS 22001

Local mortgage market. Acadia Parish, Louisiana saw 1,512 HMDA-reported mortgage applications in 2024. Lenders originated 686 of those loans and denied 350, producing a denial rate of 23.1% and an approval (origination) rate of 45.4%. The average loan amount was $163,049 at an average note rate of 7.13%, with applicants self-reporting average annual income of $36K. 114 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.5x, meaning typical borrowers took on mortgages of about 4.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22001 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,512
Applications
686
Originated
23.1%
Denial Rate
45.4%
Approval Rate
$163,049
Avg Loan Amount
7.13%
Avg Interest Rate
$36K
Avg Applicant Income
4.5x
Loan-to-Income Ratio

Nearby Lenders in Acadia Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 The Bank 48 7.0%
2 DHI Mortgage Company, LTD. 46 6.7%
3 United Wholesale Mortgage 34 5.0%
4 Rayne Building & Loan Assn 33 4.8%
5 Abbeville Building & Loan 33 4.8%
Compare The Bank vs DHI Mortgage Company, LTD. →

Frequently Asked Questions

How many mortgage applications were filed in Acadia Parish?
In the 2024 HMDA reporting year, 1,512 mortgage applications were filed in Acadia Parish, Louisiana. Of these, 686 were originated (approved and funded), while 350 were denied, resulting in a denial rate of 23.1%.
What is the mortgage denial rate in Acadia Parish?
The mortgage denial rate in Acadia Parish is 23.1%. The approval (origination) rate is 45.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Acadia Parish?
The average mortgage loan amount in Acadia Parish is $163,049. The average interest rate is 7.130%. The average applicant income is $36K.
What is the loan-to-income ratio in Acadia Parish?
The average loan-to-income ratio in Acadia Parish is 4.5x, meaning borrowers took on loans averaging 4.5 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Acadia Parish?
The top mortgage lenders in Acadia Parish by origination volume are The Bank, DHI Mortgage Company, LTD., United Wholesale Mortgage. In total, 114 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.