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2024 data HMDA 2024 disclosure official source

Assumption Parish

536 mortgage applications, 37.7% denial rate. Verify FIPS 22007 with U.S. Census Bureau →

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Louisiana · FIPS 22007

Local mortgage market. Assumption Parish, Louisiana saw 536 HMDA-reported mortgage applications in 2024. Lenders originated 179 of those loans and denied 202, producing a denial rate of 37.7% and an approval (origination) rate of 33.4%. The average loan amount was $140,243 at an average note rate of 7.39%, with applicants self-reporting average annual income of $36K. 49 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.9x, meaning typical borrowers took on mortgages of about 3.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22007 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

536
Applications
179
Originated
37.7%
Denial Rate
33.4%
Approval Rate
$140,243
Avg Loan Amount
7.39%
Avg Interest Rate
$36K
Avg Applicant Income
3.9x
Loan-to-Income Ratio

Nearby Lenders in Assumption Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 United Wholesale Mortgage 22 12.3%
2 Newrez LLC 18 10.1%
3 First American Bank and Trust 14 7.8%
4 Vanderbilt Mortgage and Finance, INC 13 7.3%
5 Gmfs, LLC 12 6.7%
Compare United Wholesale Mortgage vs Newrez LLC →

Frequently Asked Questions

How many mortgage applications were filed in Assumption Parish?
In the 2024 HMDA reporting year, 536 mortgage applications were filed in Assumption Parish, Louisiana. Of these, 179 were originated (approved and funded), while 202 were denied, resulting in a denial rate of 37.7%.
What is the mortgage denial rate in Assumption Parish?
The mortgage denial rate in Assumption Parish is 37.7%. The approval (origination) rate is 33.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Assumption Parish?
The average mortgage loan amount in Assumption Parish is $140,243. The average interest rate is 7.394%. The average applicant income is $36K.
What is the loan-to-income ratio in Assumption Parish?
The average loan-to-income ratio in Assumption Parish is 3.9x, meaning borrowers took on loans averaging 3.9 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Assumption Parish?
The top mortgage lenders in Assumption Parish by origination volume are United Wholesale Mortgage, Newrez LLC, First American Bank and Trust. In total, 49 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.