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2024 data HMDA 2024 disclosure official source

Avoyelles Parish

952 mortgage applications, 26.9% denial rate. Verify FIPS 22009 with U.S. Census Bureau →

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Louisiana · FIPS 22009

Local mortgage market. Avoyelles Parish, Louisiana saw 952 HMDA-reported mortgage applications in 2024. Lenders originated 414 of those loans and denied 256, producing a denial rate of 26.9% and an approval (origination) rate of 43.5%. The average loan amount was $130,095 at an average note rate of 7.20%, with applicants self-reporting average annual income of $37K. 72 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.5x, meaning typical borrowers took on mortgages of about 3.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22009 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

952
Applications
414
Originated
26.9%
Denial Rate
43.5%
Approval Rate
$130,095
Avg Loan Amount
7.20%
Avg Interest Rate
$37K
Avg Applicant Income
3.5x
Loan-to-Income Ratio

Nearby Lenders in Avoyelles Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 The Cottonport Bank 84 20.3%
2 First Guaranty Bank 48 11.6%
3 Red River Bank 32 7.7%
4 Rocket Mortgage 28 6.8%
5 21st Mortgage 21 5.1%
Compare The Cottonport Bank vs First Guaranty Bank →

Frequently Asked Questions

How many mortgage applications were filed in Avoyelles Parish?
In the 2024 HMDA reporting year, 952 mortgage applications were filed in Avoyelles Parish, Louisiana. Of these, 414 were originated (approved and funded), while 256 were denied, resulting in a denial rate of 26.9%.
What is the mortgage denial rate in Avoyelles Parish?
The mortgage denial rate in Avoyelles Parish is 26.9%. The approval (origination) rate is 43.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Avoyelles Parish?
The average mortgage loan amount in Avoyelles Parish is $130,095. The average interest rate is 7.200%. The average applicant income is $37K.
What is the loan-to-income ratio in Avoyelles Parish?
The average loan-to-income ratio in Avoyelles Parish is 3.5x, meaning borrowers took on loans averaging 3.5 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Avoyelles Parish?
The top mortgage lenders in Avoyelles Parish by origination volume are The Cottonport Bank, First Guaranty Bank, Red River Bank. In total, 72 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.