PlainLender
2024 data HMDA 2024 disclosure official source

Bossier Parish

5,047 mortgage applications, 15.6% denial rate. Verify FIPS 22015 with U.S. Census Bureau →

PlainLender home → About this data

Louisiana · FIPS 22015

Local mortgage market. Bossier Parish, Louisiana saw 5,047 HMDA-reported mortgage applications in 2024. Lenders originated 2,420 of those loans and denied 785, producing a denial rate of 15.6% and an approval (origination) rate of 47.9%. The average loan amount was $215,765 at an average note rate of 6.86%, with applicants self-reporting average annual income of $38K. 170 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.7x, meaning typical borrowers took on mortgages of about 5.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22015 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

5,047
Applications
2,420
Originated
15.6%
Denial Rate
47.9%
Approval Rate
$215,765
Avg Loan Amount
6.86%
Avg Interest Rate
$38K
Avg Applicant Income
5.7x
Loan-to-Income Ratio

Nearby Lenders in Bossier Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 DSLD Mortgage LLC 182 7.5%
2 Barksdale Federal Credit Union 167 6.9%
3 Origin Bank 126 5.2%
4 United Wholesale Mortgage 125 5.2%
5 Citizens Bank and Trust CO 110 4.5%
Compare DSLD Mortgage LLC vs Barksdale Federal Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Bossier Parish?
In the 2024 HMDA reporting year, 5,047 mortgage applications were filed in Bossier Parish, Louisiana. Of these, 2,420 were originated (approved and funded), while 785 were denied, resulting in a denial rate of 15.6%.
What is the mortgage denial rate in Bossier Parish?
The mortgage denial rate in Bossier Parish is 15.6%. The approval (origination) rate is 47.9%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Bossier Parish?
The average mortgage loan amount in Bossier Parish is $215,765. The average interest rate is 6.862%. The average applicant income is $38K.
What is the loan-to-income ratio in Bossier Parish?
The average loan-to-income ratio in Bossier Parish is 5.7x, meaning borrowers took on loans averaging 5.7 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Bossier Parish?
The top mortgage lenders in Bossier Parish by origination volume are DSLD Mortgage LLC, Barksdale Federal Credit Union, Origin Bank. In total, 170 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.