PlainLender
2024 data HMDA 2024 disclosure official source

Claiborne Parish

366 mortgage applications, 33.6% denial rate. Verify FIPS 22027 with U.S. Census Bureau →

PlainLender home → About this data

Louisiana · FIPS 22027

Local mortgage market. Claiborne Parish, Louisiana saw 366 HMDA-reported mortgage applications in 2024. Lenders originated 126 of those loans and denied 123, producing a denial rate of 33.6% and an approval (origination) rate of 34.4%. The average loan amount was $141,284 at an average note rate of 7.50%, with applicants self-reporting average annual income of $36K. 39 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.9x, meaning typical borrowers took on mortgages of about 3.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22027 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

366
Applications
126
Originated
33.6%
Denial Rate
34.4%
Approval Rate
$141,284
Avg Loan Amount
7.50%
Avg Interest Rate
$36K
Avg Applicant Income
3.9x
Loan-to-Income Ratio

Nearby Lenders in Claiborne Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Gibsland Bank & Trust 21 16.7%
2 21st Mortgage 12 9.5%
3 b1BANK 11 8.7%
4 United Wholesale Mortgage 7 5.6%
5 Origin Bank 5 4.0%
Compare Gibsland Bank & Trust vs 21st Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Claiborne Parish?
In the 2024 HMDA reporting year, 366 mortgage applications were filed in Claiborne Parish, Louisiana. Of these, 126 were originated (approved and funded), while 123 were denied, resulting in a denial rate of 33.6%.
What is the mortgage denial rate in Claiborne Parish?
The mortgage denial rate in Claiborne Parish is 33.6%. The approval (origination) rate is 34.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Claiborne Parish?
The average mortgage loan amount in Claiborne Parish is $141,284. The average interest rate is 7.505%. The average applicant income is $36K.
What is the loan-to-income ratio in Claiborne Parish?
The average loan-to-income ratio in Claiborne Parish is 3.9x, meaning borrowers took on loans averaging 3.9 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Claiborne Parish?
The top mortgage lenders in Claiborne Parish by origination volume are Gibsland Bank & Trust, 21st Mortgage, b1BANK. In total, 39 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.