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2024 data HMDA 2024 disclosure official source

Iberville Parish

856 mortgage applications, 25.5% denial rate. Verify FIPS 22047 with U.S. Census Bureau →

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Louisiana · FIPS 22047

Local mortgage market. Iberville Parish, Louisiana saw 856 HMDA-reported mortgage applications in 2024. Lenders originated 378 of those loans and denied 218, producing a denial rate of 25.5% and an approval (origination) rate of 44.2%. The average loan amount was $166,507 at an average note rate of 6.90%, with applicants self-reporting average annual income of $37K. 93 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.5x, meaning typical borrowers took on mortgages of about 4.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22047 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

856
Applications
378
Originated
25.5%
Denial Rate
44.2%
Approval Rate
$166,507
Avg Loan Amount
6.90%
Avg Interest Rate
$37K
Avg Applicant Income
4.5x
Loan-to-Income Ratio

Nearby Lenders in Iberville Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 United Wholesale Mortgage 42 11.1%
2 Gmfs, LLC 32 8.5%
3 Gulf Coast Bank and Trust 19 5.0%
4 Rocket Mortgage 16 4.2%
5 Hancock Whitney Bank 14 3.7%
Compare United Wholesale Mortgage vs Gmfs, LLC →

Frequently Asked Questions

How many mortgage applications were filed in Iberville Parish?
In the 2024 HMDA reporting year, 856 mortgage applications were filed in Iberville Parish, Louisiana. Of these, 378 were originated (approved and funded), while 218 were denied, resulting in a denial rate of 25.5%.
What is the mortgage denial rate in Iberville Parish?
The mortgage denial rate in Iberville Parish is 25.5%. The approval (origination) rate is 44.2%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Iberville Parish?
The average mortgage loan amount in Iberville Parish is $166,507. The average interest rate is 6.899%. The average applicant income is $37K.
What is the loan-to-income ratio in Iberville Parish?
The average loan-to-income ratio in Iberville Parish is 4.5x, meaning borrowers took on loans averaging 4.5 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Iberville Parish?
The top mortgage lenders in Iberville Parish by origination volume are United Wholesale Mortgage, Gmfs, LLC, Gulf Coast Bank and Trust. In total, 93 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.