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2024 data HMDA 2024 disclosure official source

Jackson Parish

378 mortgage applications, 30.4% denial rate. Verify FIPS 22049 with U.S. Census Bureau →

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Louisiana · FIPS 22049

Local mortgage market. Jackson Parish, Louisiana saw 378 HMDA-reported mortgage applications in 2024. Lenders originated 119 of those loans and denied 115, producing a denial rate of 30.4% and an approval (origination) rate of 31.5%. The average loan amount was $144,471 at an average note rate of 7.60%, with applicants self-reporting average annual income of $37K. 44 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.9x, meaning typical borrowers took on mortgages of about 3.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22049 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

378
Applications
119
Originated
30.4%
Denial Rate
31.5%
Approval Rate
$144,471
Avg Loan Amount
7.60%
Avg Interest Rate
$37K
Avg Applicant Income
3.9x
Loan-to-Income Ratio

Nearby Lenders in Jackson Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Origin Bank 12 10.1%
2 21st Mortgage 10 8.4%
3 Rocket Mortgage 9 7.6%
4 Barksdale Federal Credit Union 7 5.9%
5 Movement Mortgage, LLC 7 5.9%
Compare Origin Bank vs 21st Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Jackson Parish?
In the 2024 HMDA reporting year, 378 mortgage applications were filed in Jackson Parish, Louisiana. Of these, 119 were originated (approved and funded), while 115 were denied, resulting in a denial rate of 30.4%.
What is the mortgage denial rate in Jackson Parish?
The mortgage denial rate in Jackson Parish is 30.4%. The approval (origination) rate is 31.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Jackson Parish?
The average mortgage loan amount in Jackson Parish is $144,471. The average interest rate is 7.604%. The average applicant income is $37K.
What is the loan-to-income ratio in Jackson Parish?
The average loan-to-income ratio in Jackson Parish is 3.9x, meaning borrowers took on loans averaging 3.9 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Jackson Parish?
The top mortgage lenders in Jackson Parish by origination volume are Origin Bank, 21st Mortgage, Rocket Mortgage. In total, 44 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.