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2024 data HMDA 2024 disclosure official source

Livingston Parish

6,151 mortgage applications, 18.1% denial rate. Verify FIPS 22063 with U.S. Census Bureau →

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Louisiana · FIPS 22063

Local mortgage market. Livingston Parish, Louisiana saw 6,151 HMDA-reported mortgage applications in 2024. Lenders originated 2,763 of those loans and denied 1,112, producing a denial rate of 18.1% and an approval (origination) rate of 44.9%. The average loan amount was $193,903 at an average note rate of 6.92%, with applicants self-reporting average annual income of $38K. 190 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.1x, meaning typical borrowers took on mortgages of about 5.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22063 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

6,151
Applications
2,763
Originated
18.1%
Denial Rate
44.9%
Approval Rate
$193,903
Avg Loan Amount
6.92%
Avg Interest Rate
$38K
Avg Applicant Income
5.1x
Loan-to-Income Ratio

Nearby Lenders in Livingston Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Gmfs, LLC 315 11.4%
2 DSLD Mortgage LLC 228 8.3%
3 United Wholesale Mortgage 148 5.4%
4 EFCU Financial Federal Credit Union 129 4.7%
5 Movement Mortgage, LLC 112 4.1%
Compare Gmfs, LLC vs DSLD Mortgage LLC →

Frequently Asked Questions

How many mortgage applications were filed in Livingston Parish?
In the 2024 HMDA reporting year, 6,151 mortgage applications were filed in Livingston Parish, Louisiana. Of these, 2,763 were originated (approved and funded), while 1,112 were denied, resulting in a denial rate of 18.1%.
What is the mortgage denial rate in Livingston Parish?
The mortgage denial rate in Livingston Parish is 18.1%. The approval (origination) rate is 44.9%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Livingston Parish?
The average mortgage loan amount in Livingston Parish is $193,903. The average interest rate is 6.918%. The average applicant income is $38K.
What is the loan-to-income ratio in Livingston Parish?
The average loan-to-income ratio in Livingston Parish is 5.1x, meaning borrowers took on loans averaging 5.1 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Livingston Parish?
The top mortgage lenders in Livingston Parish by origination volume are Gmfs, LLC, DSLD Mortgage LLC, United Wholesale Mortgage. In total, 190 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.