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2024 data HMDA 2024 disclosure official source

Natchitoches Parish

921 mortgage applications, 27.8% denial rate. Verify FIPS 22069 with U.S. Census Bureau →

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Louisiana · FIPS 22069

Local mortgage market. Natchitoches Parish, Louisiana saw 921 HMDA-reported mortgage applications in 2024. Lenders originated 373 of those loans and denied 256, producing a denial rate of 27.8% and an approval (origination) rate of 40.5%. The average loan amount was $170,201 at an average note rate of 7.21%, with applicants self-reporting average annual income of $37K. 81 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22069 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

921
Applications
373
Originated
27.8%
Denial Rate
40.5%
Approval Rate
$170,201
Avg Loan Amount
7.21%
Avg Interest Rate
$37K
Avg Applicant Income
4.6x
Loan-to-Income Ratio

Nearby Lenders in Natchitoches Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 BOM Bank 50 13.4%
2 United Wholesale Mortgage 33 8.8%
3 Gmfs, LLC 30 8.0%
4 City Bank and Trust 23 6.2%
5 Rocket Mortgage 22 5.9%
Compare BOM Bank vs United Wholesale Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Natchitoches Parish?
In the 2024 HMDA reporting year, 921 mortgage applications were filed in Natchitoches Parish, Louisiana. Of these, 373 were originated (approved and funded), while 256 were denied, resulting in a denial rate of 27.8%.
What is the mortgage denial rate in Natchitoches Parish?
The mortgage denial rate in Natchitoches Parish is 27.8%. The approval (origination) rate is 40.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Natchitoches Parish?
The average mortgage loan amount in Natchitoches Parish is $170,201. The average interest rate is 7.213%. The average applicant income is $37K.
What is the loan-to-income ratio in Natchitoches Parish?
The average loan-to-income ratio in Natchitoches Parish is 4.6x, meaning borrowers took on loans averaging 4.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Natchitoches Parish?
The top mortgage lenders in Natchitoches Parish by origination volume are BOM Bank, United Wholesale Mortgage, Gmfs, LLC. In total, 81 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.