Tangipahoa Parish
Louisiana · FIPS 22105
According to CFPB HMDA 2024 application volume among U.S. counties, Tangipahoa Parish ranks #464 of 3,223, and #9 of 64 in Louisiana.
Mortgage lending activity in Tangipahoa Parish, Louisiana based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Tangipahoa Parish, Louisiana lenders denied 1,538 of the applications reported here, financing the rest at an average note rate of 7.10%, with applicants self-reporting average annual income of $38K. 207 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.8x, meaning typical borrowers took on mortgages of about 4.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Tangipahoa Parish
In Tangipahoa Parish, lead originator DSLD Mortgage LLC funded only 7.6% of 2,122 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 18.7% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Tangipahoa Parish's 5,697 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Tangipahoa Parish's $182,534 average loan (deduped against volume peers).
Lenders active in Tangipahoa Parish
DSLD Mortgage LLC funded 162 of the 2,122 loans originated in Tangipahoa Parish, 7.6% of the county. 207 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | DSLD Mortgage LLC | 162 | 7.6% |
| 2 | Gmfs, LLC | 123 | 5.8% |
| 3 | Gulf Coast Bank and Trust | 111 | 5.2% |
| 4 | Rocket Mortgage | 103 | 4.9% |
| 5 | Movement Mortgage, LLC | 89 | 4.2% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Tangipahoa Parish, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Tangipahoa Parish borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.