Prince George's County
Maryland · FIPS 24033
According to CFPB HMDA 2024 application volume among U.S. counties, Prince George's County ranks #45 of 3,210, and #1 of 24 in Maryland.
Mortgage lending activity in Prince George's County, Maryland based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Prince George's County, Maryland saw 38,981 HMDA-reported mortgage applications in 2024. Lenders originated 16,812 of those loans and denied 8,393, producing a denial rate of 21.5% and an approval (origination) rate of 43.1%. The average loan amount was $333,199 at an average note rate of 7.19%, with applicants self-reporting average annual income of $40K. 429 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 8.3x, meaning typical borrowers took on mortgages of about 8.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Prince George's County
In Prince George's County, lead originator Rocket Mortgage funded only 7.7% of 16,812 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 20.9% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Prince George's County's 38,981 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Prince George's County's $333,199 average loan (deduped against volume peers).
Lenders active in Prince George's County
Rocket Mortgage funded 1,291 of the 16,812 loans originated in Prince George's County, 7.7% of the county. 429 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Rocket Mortgage | 1,291 | 7.7% |
| 2 | Navy Federal Credit Union | 1,223 | 7.3% |
| 3 | United Wholesale Mortgage | 1,008 | 6.0% |
| 4 | Nvr Mortgage Finance, INC. | 703 | 4.2% |
| 5 | First Heritage Mortgage, LLC | 366 | 2.2% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Prince George's County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Prince George's County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.