Plymouth County
Massachusetts · FIPS 25023
According to CFPB HMDA 2024 application volume among U.S. counties, Plymouth County ranks #130 of 3,210, and #5 of 14 in Massachusetts.
Mortgage lending activity in Plymouth County, Massachusetts based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Plymouth County, Massachusetts saw 20,918 HMDA-reported mortgage applications in 2024. Lenders originated 11,259 of those loans and denied 3,944, producing a denial rate of 18.9% and an approval (origination) rate of 53.8%. The average loan amount was $351,587 at an average note rate of 7.27%, with applicants self-reporting average annual income of $39K. 367 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 9.0x, meaning typical borrowers took on mortgages of about 9.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Plymouth County
In Plymouth County, lead originator CBNA Year to Date funded only 7.9% of 11,259 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 20.4% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Plymouth County's 20,918 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Plymouth County's $351,587 average loan (deduped against volume peers).
Lenders active in Plymouth County
CBNA Year to Date funded 887 of the 11,259 loans originated in Plymouth County, 7.9% of the county. 367 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | CBNA Year to Date | 887 | 7.9% |
| 2 | Rockland Trust Bank | 817 | 7.3% |
| 3 | Rockland Federal Credit Union | 591 | 5.2% |
| 4 | Rocket Mortgage | 565 | 5.0% |
| 5 | Eastern Bank | 428 | 3.8% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Plymouth County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Plymouth County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.