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2024 data HMDA 2024 disclosure official source

Bollinger County

307 mortgage applications, 14.3% denial rate. Verify FIPS 29017 with U.S. Census Bureau →

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Missouri · FIPS 29017

Local mortgage market. Bollinger County, Missouri saw 307 HMDA-reported mortgage applications in 2024. Lenders originated 166 of those loans and denied 44, producing a denial rate of 14.3% and an approval (origination) rate of 54.1%. The average loan amount was $161,547 at an average note rate of 6.81%, with applicants self-reporting average annual income of $35K. 48 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 29017 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

307
Applications
166
Originated
14.3%
Denial Rate
54.1%
Approval Rate
$161,547
Avg Loan Amount
6.81%
Avg Interest Rate
$35K
Avg Applicant Income
4.6x
Loan-to-Income Ratio

Nearby Lenders in Bollinger County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 The Bank of Missouri 20 12.0%
2 First State Community Bank 20 12.0%
3 Gershman Investment CORP. 19 11.4%
4 Rocket Mortgage 11 6.6%
5 Peoples Community Bank 10 6.0%
Compare The Bank of Missouri vs First State Community Bank →

Frequently Asked Questions

How many mortgage applications were filed in Bollinger County?
In the 2024 HMDA reporting year, 307 mortgage applications were filed in Bollinger County, Missouri. Of these, 166 were originated (approved and funded), while 44 were denied, resulting in a denial rate of 14.3%.
What is the mortgage denial rate in Bollinger County?
The mortgage denial rate in Bollinger County is 14.3%. The approval (origination) rate is 54.1%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Bollinger County?
The average mortgage loan amount in Bollinger County is $161,547. The average interest rate is 6.813%. The average applicant income is $35K.
What is the loan-to-income ratio in Bollinger County?
The average loan-to-income ratio in Bollinger County is 4.6x, meaning borrowers took on loans averaging 4.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Bollinger County?
The top mortgage lenders in Bollinger County by origination volume are The Bank of Missouri, First State Community Bank, Gershman Investment CORP.. In total, 48 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.