Bollinger County
Missouri · FIPS 29017
According to CFPB HMDA 2024 application volume among U.S. counties, Bollinger County ranks #2,346 of 3,210, and #84 of 115 in Missouri.
Mortgage lending activity in Bollinger County, Missouri based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Bollinger County, Missouri saw 307 HMDA-reported mortgage applications in 2024. Lenders originated 166 of those loans and denied 44, producing a denial rate of 14.3% and an approval (origination) rate of 54.1%. The average loan amount was $161,547 at an average note rate of 6.81%, with applicants self-reporting average annual income of $35K. 48 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Bollinger County
In Bollinger County, lead originator The Bank of Missouri funded 12.0% of 166 originated loans, in the middle tercile of U.S. counties (~10.9-16.7% top-1). The top three reporters together hold 35.5% of the book; a local credit union or regional bank still sits beside the national wholesalers.
Counties With Similar Application Volume
Nationwide counties nearest to Bollinger County's 307 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Bollinger County's $161,547 average loan (deduped against volume peers).
Lenders active in Bollinger County
The Bank of Missouri funded 20 of the 166 loans originated in Bollinger County, 12.0% of the county. 48 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | The Bank of Missouri | 20 | 12.0% |
| 2 | First State Community Bank | 20 | 12.0% |
| 3 | Gershman Investment CORP. | 19 | 11.4% |
| 4 | Rocket Mortgage | 11 | 6.6% |
| 5 | Peoples Community Bank | 10 | 6.0% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Bollinger County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Bollinger County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.