Maries County
Missouri · FIPS 29125
According to CFPB HMDA 2024 application volume among U.S. counties, Maries County ranks #2,479 of 3,210, and #90 of 115 in Missouri.
Mortgage lending activity in Maries County, Missouri based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Maries County, Missouri saw 244 HMDA-reported mortgage applications in 2024. Lenders originated 139 of those loans and denied 24, producing a denial rate of 9.8% and an approval (origination) rate of 57.0%. The average loan amount was $190,369 at an average note rate of 6.80%, with applicants self-reporting average annual income of $37K. 39 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 5.1x, meaning typical borrowers took on mortgages of about 5.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Maries County
In Maries County, lead originator The Maries County Bank funded 25.2% of 139 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 44.6% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Maries County's 244 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Maries County's $190,369 average loan (deduped against volume peers).
Lenders active in Maries County
The Maries County Bank funded 35 of the 139 loans originated in Maries County, 25.2% of the county. 39 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | The Maries County Bank | 35 | 25.2% |
| 2 | Flat Branch Mortgage, INC. | 18 | 12.9% |
| 3 | Mortgage Research Center | 9 | 6.5% |
| 4 | Mid America Bank | 9 | 6.5% |
| 5 | The Central Trust Bank | 8 | 5.8% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Maries County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Maries County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.