Nodaway County
Missouri · FIPS 29147
According to CFPB HMDA 2024 application volume among U.S. counties, Nodaway County ranks #1,911 of 3,210, and #61 of 115 in Missouri.
Mortgage lending activity in Nodaway County, Missouri based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Nodaway County, Missouri saw 569 HMDA-reported mortgage applications in 2024. Lenders originated 358 of those loans and denied 78, producing a denial rate of 13.7% and an approval (origination) rate of 62.9%. The average loan amount was $168,058 at an average note rate of 7.01%, with applicants self-reporting average annual income of $35K. 69 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.8x, meaning typical borrowers took on mortgages of about 4.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Nodaway County
In Nodaway County, lead originator The Nodaway Valley Bank funded 18.2% of 358 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 37.2% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Nodaway County's 569 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Nodaway County's $168,058 average loan (deduped against volume peers).
Lenders active in Nodaway County
The Nodaway Valley Bank funded 65 of the 358 loans originated in Nodaway County, 18.2% of the county. 69 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | The Nodaway Valley Bank | 65 | 18.2% |
| 2 | Us Bank, N.A. | 43 | 12.0% |
| 3 | Assemblies of God Credit Union | 25 | 7.0% |
| 4 | Rocket Mortgage | 21 | 5.9% |
| 5 | Pennymac Loan Services LLC | 19 | 5.3% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Nodaway County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Nodaway County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.