Meagher County
Montana · FIPS 30059
According to CFPB HMDA 2024 application volume among U.S. counties, Meagher County ranks #2,987 of 3,223, and #41 of 56 in Montana.
Mortgage lending activity in Meagher County, Montana based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Meagher County, Montana lenders denied 8 of the applications reported here, financing the rest at an average note rate of 7.07%, with applicants self-reporting average annual income of $38K. 22 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 7.2x, meaning typical borrowers took on mortgages of about 7.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Meagher County
In Meagher County, lead originator Manhattan Bank funded only 9.7% of 31 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 29.0% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Meagher County's 64 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Meagher County's $275,000 average loan (deduped against volume peers).
Lenders active in Meagher County
Manhattan Bank funded 3 of the 31 loans originated in Meagher County, 9.7% of the county. 22 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Manhattan Bank | 3 | 9.7% |
| 2 | Rocket Mortgage | 3 | 9.7% |
| 3 | Opportunity Bank of Montana | 3 | 9.7% |
| 4 | Mortgage Research Center | 2 | 6.5% |
| 5 | Stockman Bank of Montana | 2 | 6.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Meagher County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Meagher County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.