PlainLender
2024 data HMDA 2024 disclosure official source

Storey County

270 mortgage applications, 17.8% denial rate. Verify FIPS 32029 with U.S. Census Bureau →

PlainLender home → About this data

Nevada · FIPS 32029

Local mortgage market. Storey County, Nevada saw 270 HMDA-reported mortgage applications in 2024. Lenders originated 137 of those loans and denied 48, producing a denial rate of 17.8% and an approval (origination) rate of 50.7%. The average loan amount was $285,333 at an average note rate of 7.19%, with applicants self-reporting average annual income of $41K. 59 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 7.0x, meaning typical borrowers took on mortgages of about 7.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 32029 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

270
Applications
137
Originated
17.8%
Denial Rate
50.7%
Approval Rate
$285,333
Avg Loan Amount
7.19%
Avg Interest Rate
$41K
Avg Applicant Income
7.0x
Loan-to-Income Ratio

Nearby Lenders in Storey County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Guild Mortgage Company 15 10.9%
2 Rocket Mortgage 10 7.3%
3 Crosscountry Mortgage, LLC 10 7.3%
4 United Wholesale Mortgage 9 6.6%
5 Cmg Mortgage INC 6 4.4%
Compare Guild Mortgage Company vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Storey County?
In the 2024 HMDA reporting year, 270 mortgage applications were filed in Storey County, Nevada. Of these, 137 were originated (approved and funded), while 48 were denied, resulting in a denial rate of 17.8%.
What is the mortgage denial rate in Storey County?
The mortgage denial rate in Storey County is 17.8%. The approval (origination) rate is 50.7%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Storey County?
The average mortgage loan amount in Storey County is $285,333. The average interest rate is 7.192%. The average applicant income is $41K.
What is the loan-to-income ratio in Storey County?
The average loan-to-income ratio in Storey County is 7.0x, meaning borrowers took on loans averaging 7.0 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Storey County?
The top mortgage lenders in Storey County by origination volume are Guild Mortgage Company, Rocket Mortgage, Crosscountry Mortgage, LLC. In total, 59 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.