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2024 data HMDA 2024 disclosure official source

Belknap County

3,007 mortgage applications, 18.2% denial rate. Verify FIPS 33001 with U.S. Census Bureau →

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New Hampshire · FIPS 33001

Local mortgage market. Belknap County, New Hampshire saw 3,007 HMDA-reported mortgage applications in 2024. Lenders originated 1,677 of those loans and denied 547, producing a denial rate of 18.2% and an approval (origination) rate of 55.8%. The average loan amount was $311,132 at an average note rate of 7.48%, with applicants self-reporting average annual income of $38K. 189 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 8.2x, meaning typical borrowers took on mortgages of about 8.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 33001 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

3,007
Applications
1,677
Originated
18.2%
Denial Rate
55.8%
Approval Rate
$311,132
Avg Loan Amount
7.48%
Avg Interest Rate
$38K
Avg Applicant Income
8.2x
Loan-to-Income Ratio

Nearby Lenders in Belknap County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Meredith Village Savings Bank 171 10.2%
2 CBNA Year to Date 124 7.4%
3 Rocket Mortgage 100 6.0%
4 Cmg Mortgage INC 91 5.4%
5 United Wholesale Mortgage 76 4.5%
Compare Meredith Village Savings Bank vs CBNA Year to Date →

Frequently Asked Questions

How many mortgage applications were filed in Belknap County?
In the 2024 HMDA reporting year, 3,007 mortgage applications were filed in Belknap County, New Hampshire. Of these, 1,677 were originated (approved and funded), while 547 were denied, resulting in a denial rate of 18.2%.
What is the mortgage denial rate in Belknap County?
The mortgage denial rate in Belknap County is 18.2%. The approval (origination) rate is 55.8%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Belknap County?
The average mortgage loan amount in Belknap County is $311,132. The average interest rate is 7.484%. The average applicant income is $38K.
What is the loan-to-income ratio in Belknap County?
The average loan-to-income ratio in Belknap County is 8.2x, meaning borrowers took on loans averaging 8.2 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Belknap County?
The top mortgage lenders in Belknap County by origination volume are Meredith Village Savings Bank, CBNA Year to Date, Rocket Mortgage. In total, 189 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.