PlainLender
2024 data HMDA 2024 disclosure official source

Hillsborough County

15,558 mortgage applications, 17.0% denial rate. Verify FIPS 33011 with U.S. Census Bureau →

PlainLender home → About this data

New Hampshire · FIPS 33011

Local mortgage market. Hillsborough County, New Hampshire saw 15,558 HMDA-reported mortgage applications in 2024. Lenders originated 8,742 of those loans and denied 2,650, producing a denial rate of 17.0% and an approval (origination) rate of 56.2%. The average loan amount was $302,698 at an average note rate of 7.38%, with applicants self-reporting average annual income of $39K. 316 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 7.8x, meaning typical borrowers took on mortgages of about 7.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 33011 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

15,558
Applications
8,742
Originated
17.0%
Denial Rate
56.2%
Approval Rate
$302,698
Avg Loan Amount
7.38%
Avg Interest Rate
$39K
Avg Applicant Income
7.8x
Loan-to-Income Ratio

Nearby Lenders in Hillsborough County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 CBNA Year to Date 719 8.2%
2 Cmg Mortgage INC 538 6.2%
3 United Wholesale Mortgage 481 5.5%
4 Rocket Mortgage 470 5.4%
5 St. Mary'S Bank Cu 467 5.3%
Compare CBNA Year to Date vs Cmg Mortgage INC →

Frequently Asked Questions

How many mortgage applications were filed in Hillsborough County?
In the 2024 HMDA reporting year, 15,558 mortgage applications were filed in Hillsborough County, New Hampshire. Of these, 8,742 were originated (approved and funded), while 2,650 were denied, resulting in a denial rate of 17.0%.
What is the mortgage denial rate in Hillsborough County?
The mortgage denial rate in Hillsborough County is 17.0%. The approval (origination) rate is 56.2%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Hillsborough County?
The average mortgage loan amount in Hillsborough County is $302,698. The average interest rate is 7.383%. The average applicant income is $39K.
What is the loan-to-income ratio in Hillsborough County?
The average loan-to-income ratio in Hillsborough County is 7.8x, meaning borrowers took on loans averaging 7.8 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Hillsborough County?
The top mortgage lenders in Hillsborough County by origination volume are CBNA Year to Date, Cmg Mortgage INC, United Wholesale Mortgage. In total, 316 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.