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2024 data HMDA 2024 disclosure official source

Auglaize County

1,461 mortgage applications, 15.7% denial rate. Verify FIPS 39011 with U.S. Census Bureau →

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Ohio · FIPS 39011

Local mortgage market. Auglaize County, Ohio saw 1,461 HMDA-reported mortgage applications in 2024. Lenders originated 867 of those loans and denied 229, producing a denial rate of 15.7% and an approval (origination) rate of 59.3%. The average loan amount was $152,426 at an average note rate of 7.39%, with applicants self-reporting average annual income of $35K. 95 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.4x, meaning typical borrowers took on mortgages of about 4.4 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 39011 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,461
Applications
867
Originated
15.7%
Denial Rate
59.3%
Approval Rate
$152,426
Avg Loan Amount
7.39%
Avg Interest Rate
$35K
Avg Applicant Income
4.4x
Loan-to-Income Ratio

Nearby Lenders in Auglaize County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Superior Credit Union, INC. 267 30.8%
2 Minster Bank 79 9.1%
3 Rocket Mortgage 52 6.0%
4 Three Rivers Federal Crediit U 30 3.5%
5 Fifth Third Bank, National Association 30 3.5%
Compare Superior Credit Union, INC. vs Minster Bank →

Frequently Asked Questions

How many mortgage applications were filed in Auglaize County?
In the 2024 HMDA reporting year, 1,461 mortgage applications were filed in Auglaize County, Ohio. Of these, 867 were originated (approved and funded), while 229 were denied, resulting in a denial rate of 15.7%.
What is the mortgage denial rate in Auglaize County?
The mortgage denial rate in Auglaize County is 15.7%. The approval (origination) rate is 59.3%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Auglaize County?
The average mortgage loan amount in Auglaize County is $152,426. The average interest rate is 7.389%. The average applicant income is $35K.
What is the loan-to-income ratio in Auglaize County?
The average loan-to-income ratio in Auglaize County is 4.4x, meaning borrowers took on loans averaging 4.4 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Auglaize County?
The top mortgage lenders in Auglaize County by origination volume are Superior Credit Union, INC., Minster Bank, Rocket Mortgage. In total, 95 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.