Canadian County
Oklahoma · FIPS 40017
According to CFPB HMDA 2024 application volume among U.S. counties, Canadian County ranks #293 of 3,210, and #4 of 77 in Oklahoma.
Mortgage lending activity in Canadian County, Oklahoma based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Canadian County, Oklahoma saw 10,023 HMDA-reported mortgage applications in 2024. Lenders originated 5,159 of those loans and denied 1,195, producing a denial rate of 11.9% and an approval (origination) rate of 51.5%. The average loan amount was $227,505 at an average note rate of 6.82%, with applicants self-reporting average annual income of $38K. 275 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 6.0x, meaning typical borrowers took on mortgages of about 6.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Canadian County
In Canadian County, lead originator Lendlo Mortgage, LLC funded only 5.2% of 5,159 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 14.8% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Canadian County's 10,023 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Canadian County's $227,505 average loan (deduped against volume peers).
Lenders active in Canadian County
Lendlo Mortgage, LLC funded 269 of the 5,159 loans originated in Canadian County, 5.2% of the county. 275 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Lendlo Mortgage, LLC | 269 | 5.2% |
| 2 | Rocket Mortgage | 258 | 5.0% |
| 3 | First United Bank and Trust CO | 236 | 4.6% |
| 4 | Stride Bank, National Association | 193 | 3.7% |
| 5 | DHI Mortgage Company, LTD. | 177 | 3.4% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Canadian County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Canadian County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.