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2024 data HMDA 2024 disclosure official source

Greenville County

24,143 mortgage applications, 15.6% denial rate. Verify FIPS 45045 with U.S. Census Bureau →

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South Carolina · FIPS 45045

Local mortgage market. Greenville County, South Carolina saw 24,143 HMDA-reported mortgage applications in 2024. Lenders originated 12,653 of those loans and denied 3,755, producing a denial rate of 15.6% and an approval (origination) rate of 52.4%. The average loan amount was $268,306 at an average note rate of 6.99%, with applicants self-reporting average annual income of $37K. 470 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 7.3x, meaning typical borrowers took on mortgages of about 7.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 45045 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

24,143
Applications
12,653
Originated
15.6%
Denial Rate
52.4%
Approval Rate
$268,306
Avg Loan Amount
6.99%
Avg Interest Rate
$37K
Avg Applicant Income
7.3x
Loan-to-Income Ratio

Nearby Lenders in Greenville County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Rocket Mortgage 823 6.5%
2 Southern First Bank 475 3.8%
3 PRIMELENDING 455 3.6%
4 United Wholesale Mortgage 437 3.5%
5 Nvr Mortgage Finance, INC. 391 3.1%
Compare Rocket Mortgage vs Southern First Bank →

Frequently Asked Questions

How many mortgage applications were filed in Greenville County?
In the 2024 HMDA reporting year, 24,143 mortgage applications were filed in Greenville County, South Carolina. Of these, 12,653 were originated (approved and funded), while 3,755 were denied, resulting in a denial rate of 15.6%.
What is the mortgage denial rate in Greenville County?
The mortgage denial rate in Greenville County is 15.6%. The approval (origination) rate is 52.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Greenville County?
The average mortgage loan amount in Greenville County is $268,306. The average interest rate is 6.991%. The average applicant income is $37K.
What is the loan-to-income ratio in Greenville County?
The average loan-to-income ratio in Greenville County is 7.3x, meaning borrowers took on loans averaging 7.3 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Greenville County?
The top mortgage lenders in Greenville County by origination volume are Rocket Mortgage, Southern First Bank, PRIMELENDING. In total, 470 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.