PlainLender
2024 data HMDA 2024 disclosure official source

Marion County

829 mortgage applications, 28.7% denial rate. Verify FIPS 45067 with U.S. Census Bureau →

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South Carolina · FIPS 45067

Local mortgage market. Marion County, South Carolina saw 829 HMDA-reported mortgage applications in 2024. Lenders originated 310 of those loans and denied 238, producing a denial rate of 28.7% and an approval (origination) rate of 37.4%. The average loan amount was $141,043 at an average note rate of 7.29%, with applicants self-reporting average annual income of $39K. 92 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.6x, meaning typical borrowers took on mortgages of about 3.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 45067 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

829
Applications
310
Originated
28.7%
Denial Rate
37.4%
Approval Rate
$141,043
Avg Loan Amount
7.29%
Avg Interest Rate
$39K
Avg Applicant Income
3.6x
Loan-to-Income Ratio

Nearby Lenders in Marion County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Rocket Mortgage 31 10.0%
2 Anderson Brothers Bank 18 5.8%
3 21st Mortgage 16 5.2%
4 Mortgage Research Center 15 4.8%
5 T2 Financial LLC 14 4.5%
Compare Rocket Mortgage vs Anderson Brothers Bank →

Frequently Asked Questions

How many mortgage applications were filed in Marion County?
In the 2024 HMDA reporting year, 829 mortgage applications were filed in Marion County, South Carolina. Of these, 310 were originated (approved and funded), while 238 were denied, resulting in a denial rate of 28.7%.
What is the mortgage denial rate in Marion County?
The mortgage denial rate in Marion County is 28.7%. The approval (origination) rate is 37.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Marion County?
The average mortgage loan amount in Marion County is $141,043. The average interest rate is 7.285%. The average applicant income is $39K.
What is the loan-to-income ratio in Marion County?
The average loan-to-income ratio in Marion County is 3.6x, meaning borrowers took on loans averaging 3.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Marion County?
The top mortgage lenders in Marion County by origination volume are Rocket Mortgage, Anderson Brothers Bank, 21st Mortgage. In total, 92 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.