Kenedy County
Texas · FIPS 48261
According to CFPB HMDA 2024 application volume among U.S. counties, Kenedy County ranks #3,210 of 3,210, and #253 of 253 in Texas.
Mortgage lending activity in Kenedy County, Texas based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Kenedy County, Texas saw 1 HMDA-reported mortgage applications in 2024. Lenders originated 0 of those loans and denied 1, producing a denial rate of 100.0% and an approval (origination) rate of 0.0%. The average loan amount was $155,000.
Borrower leverage and affordability signal. Loan-to-income ratio data is not available for this county, which limits affordability comparisons. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Counties With Similar Application Volume
Nationwide counties nearest to Kenedy County's 1 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Kenedy County's $155,000 average loan (deduped against volume peers).
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Kenedy County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Kenedy County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.