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2024 data HMDA 2024 disclosure official source

Maverick County

950 mortgage applications, 19.9% denial rate. Verify FIPS 48323 with U.S. Census Bureau →

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Texas · FIPS 48323

Local mortgage market. Maverick County, Texas saw 950 HMDA-reported mortgage applications in 2024. Lenders originated 423 of those loans and denied 189, producing a denial rate of 19.9% and an approval (origination) rate of 44.5%. The average loan amount was $204,663 at an average note rate of 6.96%, with applicants self-reporting average annual income of $41K. 71 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.0x, meaning typical borrowers took on mortgages of about 5.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 48323 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

950
Applications
423
Originated
19.9%
Denial Rate
44.5%
Approval Rate
$204,663
Avg Loan Amount
6.96%
Avg Interest Rate
$41K
Avg Applicant Income
5.0x
Loan-to-Income Ratio

Nearby Lenders in Maverick County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Fairway Independent Mort CORP 148 35.0%
2 Gateway First Bank 32 7.6%
3 Rocket Mortgage 22 5.2%
4 21st Mortgage 21 5.0%
5 Falcon International Bank 19 4.5%
Compare Fairway Independent Mort CORP vs Gateway First Bank →

Frequently Asked Questions

How many mortgage applications were filed in Maverick County?
In the 2024 HMDA reporting year, 950 mortgage applications were filed in Maverick County, Texas. Of these, 423 were originated (approved and funded), while 189 were denied, resulting in a denial rate of 19.9%.
What is the mortgage denial rate in Maverick County?
The mortgage denial rate in Maverick County is 19.9%. The approval (origination) rate is 44.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Maverick County?
The average mortgage loan amount in Maverick County is $204,663. The average interest rate is 6.965%. The average applicant income is $41K.
What is the loan-to-income ratio in Maverick County?
The average loan-to-income ratio in Maverick County is 5.0x, meaning borrowers took on loans averaging 5.0 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Maverick County?
The top mortgage lenders in Maverick County by origination volume are Fairway Independent Mort CORP, Gateway First Bank, Rocket Mortgage. In total, 71 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.