Maverick County
Texas · FIPS 48323
According to CFPB HMDA 2024 application volume among U.S. counties, Maverick County ranks #1,480 of 3,223, and #93 of 253 in Texas.
Mortgage lending activity in Maverick County, Texas based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Maverick County, Texas lenders denied 189 of the applications reported here, financing the rest at an average note rate of 6.96%, with applicants self-reporting average annual income of $41K. 71 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 5.0x, meaning typical borrowers took on mortgages of about 5.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Maverick County
In Maverick County, lead originator Fairway Independent Mort CORP funded 35.0% of 423 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 47.8% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Maverick County's 950 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Maverick County's $204,663 average loan (deduped against volume peers).
Lenders active in Maverick County
Fairway Independent Mort CORP funded 148 of the 423 loans originated in Maverick County, 35.0% of the county. 71 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Fairway Independent Mort CORP | 148 | 35.0% |
| 2 | Gateway First Bank | 32 | 7.6% |
| 3 | Rocket Mortgage | 22 | 5.2% |
| 4 | 21st Mortgage | 21 | 5.0% |
| 5 | Falcon International Bank | 19 | 4.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Maverick County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Maverick County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.