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2024 data HMDA 2024 disclosure official source

Manassas Park City

774 mortgage applications, 16.5% denial rate. Verify FIPS 51685 with U.S. Census Bureau →

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Virginia · FIPS 51685

Local mortgage market. Manassas Park City, Virginia saw 774 HMDA-reported mortgage applications in 2024. Lenders originated 355 of those loans and denied 128, producing a denial rate of 16.5% and an approval (origination) rate of 45.9%. The average loan amount was $413,811 at an average note rate of 6.93%, with applicants self-reporting average annual income of $41K. 100 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 10.1x, meaning typical borrowers took on mortgages of about 10.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 51685 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

774
Applications
355
Originated
16.5%
Denial Rate
45.9%
Approval Rate
$413,811
Avg Loan Amount
6.93%
Avg Interest Rate
$41K
Avg Applicant Income
10.1x
Loan-to-Income Ratio

Nearby Lenders in Manassas Park City

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 First Heritage Mortgage, LLC 70 19.7%
2 Rocket Mortgage 22 6.2%
3 United Wholesale Mortgage 20 5.6%
4 Apple Federal Credit Union 18 5.1%
5 Navy Federal Credit Union 13 3.7%
Compare First Heritage Mortgage, LLC vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Manassas Park City?
In the 2024 HMDA reporting year, 774 mortgage applications were filed in Manassas Park City, Virginia. Of these, 355 were originated (approved and funded), while 128 were denied, resulting in a denial rate of 16.5%.
What is the mortgage denial rate in Manassas Park City?
The mortgage denial rate in Manassas Park City is 16.5%. The approval (origination) rate is 45.9%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Manassas Park City?
The average mortgage loan amount in Manassas Park City is $413,811. The average interest rate is 6.934%. The average applicant income is $41K.
What is the loan-to-income ratio in Manassas Park City?
The average loan-to-income ratio in Manassas Park City is 10.1x, meaning borrowers took on loans averaging 10.1 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Manassas Park City?
The top mortgage lenders in Manassas Park City by origination volume are First Heritage Mortgage, LLC, Rocket Mortgage, United Wholesale Mortgage. In total, 100 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.