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2024 data HMDA 2024 disclosure official source

Door County

1,414 mortgage applications, 13.2% denial rate. Verify FIPS 55029 with U.S. Census Bureau →

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Wisconsin · FIPS 55029

Local mortgage market. Door County, Wisconsin saw 1,414 HMDA-reported mortgage applications in 2024. Lenders originated 993 of those loans and denied 186, producing a denial rate of 13.2% and an approval (origination) rate of 70.2%. The average loan amount was $282,539 at an average note rate of 7.23%, with applicants self-reporting average annual income of $36K. 143 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 7.8x, meaning typical borrowers took on mortgages of about 7.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55029 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,414
Applications
993
Originated
13.2%
Denial Rate
70.2%
Approval Rate
$282,539
Avg Loan Amount
7.23%
Avg Interest Rate
$36K
Avg Applicant Income
7.8x
Loan-to-Income Ratio

Nearby Lenders in Door County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Nicolet National Bank 242 24.4%
2 Capital Credit Union 101 10.2%
3 Associated Bank NA 76 7.7%
4 Bank of Luxemburg 53 5.3%
5 Johnson Bank 44 4.4%
Compare Nicolet National Bank vs Capital Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Door County?
In the 2024 HMDA reporting year, 1,414 mortgage applications were filed in Door County, Wisconsin. Of these, 993 were originated (approved and funded), while 186 were denied, resulting in a denial rate of 13.2%.
What is the mortgage denial rate in Door County?
The mortgage denial rate in Door County is 13.2%. The approval (origination) rate is 70.2%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Door County?
The average mortgage loan amount in Door County is $282,539. The average interest rate is 7.232%. The average applicant income is $36K.
What is the loan-to-income ratio in Door County?
The average loan-to-income ratio in Door County is 7.8x, meaning borrowers took on loans averaging 7.8 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Door County?
The top mortgage lenders in Door County by origination volume are Nicolet National Bank, Capital Credit Union, Associated Bank NA. In total, 143 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.