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2024 data HMDA 2024 disclosure official source

Dunn County

1,352 mortgage applications, 14.3% denial rate. Verify FIPS 55033 with U.S. Census Bureau →

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Wisconsin · FIPS 55033

Local mortgage market. Dunn County, Wisconsin saw 1,352 HMDA-reported mortgage applications in 2024. Lenders originated 837 of those loans and denied 194, producing a denial rate of 14.3% and an approval (origination) rate of 61.9%. The average loan amount was $187,663 at an average note rate of 7.50%, with applicants self-reporting average annual income of $37K. 129 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.1x, meaning typical borrowers took on mortgages of about 5.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55033 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,352
Applications
837
Originated
14.3%
Denial Rate
61.9%
Approval Rate
$187,663
Avg Loan Amount
7.50%
Avg Interest Rate
$37K
Avg Applicant Income
5.1x
Loan-to-Income Ratio

Nearby Lenders in Dunn County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Westconsin Credit Union 181 21.6%
2 Royal Credit Union 154 18.4%
3 Peoples State Bank of Plainview 62 7.4%
4 Rocket Mortgage 37 4.4%
5 Dairy State Bank 37 4.4%
Compare Westconsin Credit Union vs Royal Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Dunn County?
In the 2024 HMDA reporting year, 1,352 mortgage applications were filed in Dunn County, Wisconsin. Of these, 837 were originated (approved and funded), while 194 were denied, resulting in a denial rate of 14.3%.
What is the mortgage denial rate in Dunn County?
The mortgage denial rate in Dunn County is 14.3%. The approval (origination) rate is 61.9%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Dunn County?
The average mortgage loan amount in Dunn County is $187,663. The average interest rate is 7.499%. The average applicant income is $37K.
What is the loan-to-income ratio in Dunn County?
The average loan-to-income ratio in Dunn County is 5.1x, meaning borrowers took on loans averaging 5.1 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Dunn County?
The top mortgage lenders in Dunn County by origination volume are Westconsin Credit Union, Royal Credit Union, Peoples State Bank of Plainview. In total, 129 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.