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2024 data HMDA 2024 disclosure official source

Green County

1,267 mortgage applications, 13.0% denial rate. Verify FIPS 55045 with U.S. Census Bureau →

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Wisconsin · FIPS 55045

Local mortgage market. Green County, Wisconsin saw 1,267 HMDA-reported mortgage applications in 2024. Lenders originated 881 of those loans and denied 165, producing a denial rate of 13.0% and an approval (origination) rate of 69.5%. The average loan amount was $193,374 at an average note rate of 6.62%, with applicants self-reporting average annual income of $35K. 97 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.5x, meaning typical borrowers took on mortgages of about 5.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55045 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

1,267
Applications
881
Originated
13.0%
Denial Rate
69.5%
Approval Rate
$193,374
Avg Loan Amount
6.62%
Avg Interest Rate
$35K
Avg Applicant Income
5.5x
Loan-to-Income Ratio

Nearby Lenders in Green County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 The Bank of New Glarus 185 21.0%
2 Summit Credit Union 124 14.1%
3 Uw Credit Union 73 8.3%
4 Woodford State Bank 68 7.7%
5 Lake Ridge Bank 33 3.7%
Compare The Bank of New Glarus vs Summit Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Green County?
In the 2024 HMDA reporting year, 1,267 mortgage applications were filed in Green County, Wisconsin. Of these, 881 were originated (approved and funded), while 165 were denied, resulting in a denial rate of 13.0%.
What is the mortgage denial rate in Green County?
The mortgage denial rate in Green County is 13.0%. The approval (origination) rate is 69.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Green County?
The average mortgage loan amount in Green County is $193,374. The average interest rate is 6.618%. The average applicant income is $35K.
What is the loan-to-income ratio in Green County?
The average loan-to-income ratio in Green County is 5.5x, meaning borrowers took on loans averaging 5.5 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Green County?
The top mortgage lenders in Green County by origination volume are The Bank of New Glarus, Summit Credit Union, Uw Credit Union. In total, 97 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.