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2024 data HMDA 2024 disclosure official source

Juneau County

928 mortgage applications, 19.0% denial rate. Verify FIPS 55057 with U.S. Census Bureau →

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Wisconsin · FIPS 55057

Local mortgage market. Juneau County, Wisconsin saw 928 HMDA-reported mortgage applications in 2024. Lenders originated 548 of those loans and denied 176, producing a denial rate of 19.0% and an approval (origination) rate of 59.1%. The average loan amount was $182,317 at an average note rate of 7.14%, with applicants self-reporting average annual income of $36K. 126 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.1x, meaning typical borrowers took on mortgages of about 5.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55057 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

928
Applications
548
Originated
19.0%
Denial Rate
59.1%
Approval Rate
$182,317
Avg Loan Amount
7.14%
Avg Interest Rate
$36K
Avg Applicant Income
5.1x
Loan-to-Income Ratio

Nearby Lenders in Juneau County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Royal Bank 55 10.0%
2 Summit Credit Union 50 9.1%
3 Westby Co-Op Credit Union 37 6.8%
4 Rocket Mortgage 25 4.6%
5 Guild Mortgage Company 20 3.6%
Compare Royal Bank vs Summit Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Juneau County?
In the 2024 HMDA reporting year, 928 mortgage applications were filed in Juneau County, Wisconsin. Of these, 548 were originated (approved and funded), while 176 were denied, resulting in a denial rate of 19.0%.
What is the mortgage denial rate in Juneau County?
The mortgage denial rate in Juneau County is 19.0%. The approval (origination) rate is 59.1%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Juneau County?
The average mortgage loan amount in Juneau County is $182,317. The average interest rate is 7.139%. The average applicant income is $36K.
What is the loan-to-income ratio in Juneau County?
The average loan-to-income ratio in Juneau County is 5.1x, meaning borrowers took on loans averaging 5.1 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Juneau County?
The top mortgage lenders in Juneau County by origination volume are Royal Bank, Summit Credit Union, Westby Co-Op Credit Union. In total, 126 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.