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2024 data HMDA 2024 disclosure official source

Kewaunee County

751 mortgage applications, 13.3% denial rate. Verify FIPS 55061 with U.S. Census Bureau →

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Wisconsin · FIPS 55061

Local mortgage market. Kewaunee County, Wisconsin saw 751 HMDA-reported mortgage applications in 2024. Lenders originated 513 of those loans and denied 100, producing a denial rate of 13.3% and an approval (origination) rate of 68.3%. The average loan amount was $173,655 at an average note rate of 7.32%, with applicants self-reporting average annual income of $36K. 80 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.8x, meaning typical borrowers took on mortgages of about 4.8 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55061 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

751
Applications
513
Originated
13.3%
Denial Rate
68.3%
Approval Rate
$173,655
Avg Loan Amount
7.32%
Avg Interest Rate
$36K
Avg Applicant Income
4.8x
Loan-to-Income Ratio

Nearby Lenders in Kewaunee County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Nicolet National Bank 84 16.4%
2 Fox Communities Credit Union 74 14.4%
3 Bank of Luxemburg 55 10.7%
4 Capital Credit Union 33 6.4%
5 Associated Bank NA 20 3.9%
Compare Nicolet National Bank vs Fox Communities Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Kewaunee County?
In the 2024 HMDA reporting year, 751 mortgage applications were filed in Kewaunee County, Wisconsin. Of these, 513 were originated (approved and funded), while 100 were denied, resulting in a denial rate of 13.3%.
What is the mortgage denial rate in Kewaunee County?
The mortgage denial rate in Kewaunee County is 13.3%. The approval (origination) rate is 68.3%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Kewaunee County?
The average mortgage loan amount in Kewaunee County is $173,655. The average interest rate is 7.322%. The average applicant income is $36K.
What is the loan-to-income ratio in Kewaunee County?
The average loan-to-income ratio in Kewaunee County is 4.8x, meaning borrowers took on loans averaging 4.8 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Kewaunee County?
The top mortgage lenders in Kewaunee County by origination volume are Nicolet National Bank, Fox Communities Credit Union, Bank of Luxemburg. In total, 80 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.