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2024 data HMDA 2024 disclosure official source

Marquette County

807 mortgage applications, 16.4% denial rate. Verify FIPS 55077 with U.S. Census Bureau →

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Wisconsin · FIPS 55077

Local mortgage market. Marquette County, Wisconsin saw 807 HMDA-reported mortgage applications in 2024. Lenders originated 493 of those loans and denied 132, producing a denial rate of 16.4% and an approval (origination) rate of 61.1%. The average loan amount was $156,772 at an average note rate of 6.48%, with applicants self-reporting average annual income of $37K. 111 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.2x, meaning typical borrowers took on mortgages of about 4.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 55077 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

807
Applications
493
Originated
16.4%
Denial Rate
61.1%
Approval Rate
$156,772
Avg Loan Amount
6.48%
Avg Interest Rate
$37K
Avg Applicant Income
4.2x
Loan-to-Income Ratio

Nearby Lenders in Marquette County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Summit Credit Union 126 25.6%
2 Fortifi Bank 35 7.1%
3 National Exchange Bank & Trust 25 5.1%
4 Rocket Mortgage 23 4.7%
5 Us Bank, N.A. 20 4.1%
Compare Summit Credit Union vs Fortifi Bank →

Frequently Asked Questions

How many mortgage applications were filed in Marquette County?
In the 2024 HMDA reporting year, 807 mortgage applications were filed in Marquette County, Wisconsin. Of these, 493 were originated (approved and funded), while 132 were denied, resulting in a denial rate of 16.4%.
What is the mortgage denial rate in Marquette County?
The mortgage denial rate in Marquette County is 16.4%. The approval (origination) rate is 61.1%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Marquette County?
The average mortgage loan amount in Marquette County is $156,772. The average interest rate is 6.481%. The average applicant income is $37K.
What is the loan-to-income ratio in Marquette County?
The average loan-to-income ratio in Marquette County is 4.2x, meaning borrowers took on loans averaging 4.2 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Marquette County?
The top mortgage lenders in Marquette County by origination volume are Summit Credit Union, Fortifi Bank, National Exchange Bank & Trust. In total, 111 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.